Agila asked:


Hi, I am planning to bring my husb and kid on visit visa. I heard that the health insurance is mandatory for visit visa. Where (or how) to get (or how to apply) this health insurance for vist visa. Please advice. Thanks.

KatieKat asked:


I don’t get insurance through work but I saw something online for health and dental plans. They seem a lot cheaper than getting insurance on my own.

Has anyone tried this? Is there a catch I’m not seeing?

Thanks!

Knut asked:


What is the best health insurance and life insurance policies to go with?
I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

Cindy asked:


Is it OK to have just the health care program and not have the Health Insurance Plan? I can get Health care program for half the monthly premium as compared to the Health Insurance Plan. Please advise? Is it advisable?

synchronised asked:


I am a non-US citizen and need this information to do a case.

Specifically:
1) Is health insurance compulsory for everyone?
2) What happens if someone cannot afford it?
3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra?
4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance?

Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!
Thanks to those who have responded so far.

I would like to further ask:

Does a health insurance contract state that it will only cover the “normal” rates for a procedure? For eg. if there are 2 possible treatments for a disease, 1 of which is more expensive but more effective than the other, will the patient only be covered by the LESS expensive one?

Or is it a case in which the patient can opt for the more expensive one and “top-up” the difference?

This is a crucial question to my understanding the case. Thanks!

Cooper asked:


I get worried about my girlfriend because she doesn’t have health insurance. I am insured through my job, what are her options? Is there something she can sign up for? If she has health issues I want to know that she will be able to afford any necessary medical treatment. Thanks.

dionysus asked:


I know that certain trade organizations offer discount health insurance under group rates if you join. However, I am unaware of any groups for a person who is self employed as an expeditor–a person who works in the urban planning field filing cases. He pays a exhoribant monthy premium for his health insurance.

aiko asked:


Im thinking about getting veneers when I return home from my deployment, and tricare prime doesn’t cover cosmetic dentistry. What kid of health insurance do I need to actually get the procedure done?

charleen asked:


Is it OK to have just the health care program and not have the Health Insurance Plan? I can get Health care program for half the monthly premium as compared to the Health Insurance Plan. Please advise? Is it advisable?

John S asked:


We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?